About Northwest Business Development Association

Northwest Business Development Association was established in 1981 and is a non-profit Certified Development Company (CDC). We are licensed by the U.S. Small Business Administration (SBA) to help provide and manage SBA’s 504 loan program.

Our mission is to support business growth and job creation. We do this by providing excellent small business loans along with local lenders and the SBA.

Northwest Business Development Association works with the SBA to organize, package, process, and fund the 504 loan. This saves both the business and the lender time and effort.

We are very proud to play a part in our area’s economic growth.

Who do we serve?


NWBDA is able to provide funding for small businesses throughout all of Washington, Oregon, and Idaho.

View All of The Counties We Serve

How have we helped our communities?


In the last 2 years, NWBDA has funded 17 SBA 504 loans for a total project amount of $448,495,262.22.

The SBA portion totaled to $160,966,000.00 and the average loan was $919,805.71.

These loans created and retained 1,354 jobs.

For every $1 lent under the SBA 504 program, $94 is generated in tax revenue for our communities.

Newsletters

SCORE Logo

SCORE – 2025 Grant Recipient

SCORE, 2025 Grant Recipient, fosters vibrant small business communities through mentoring, business training, and business classes/webinars.

Spokane Colleges Foundation – 2025 Grant Recipient

Spokane Colleges Foundation, 2025 Grant Recipient, will use the funds towards the Tools for Tradespeople pilot program for the 2nd year.

Business Impact NW – 2025 Grant Recipient

Business Impact NW, 2025 grant recipient, will use the funds to help expand business coaching, with a focus on underserved entrepreneurs.

Spokane Workforce Council – 2025 Grant Recipient

The Spokane Workforce Council 2025 grant funds will help expand SWC’s childcare impact project, Reconnect2Work.

Northwest Business Development Association Team


 

Aliza Seay

Aliza Seay

President

Hilary Vineyard

Hilary Vineyard

Senior Vice President / Business Development Manager

Portland, OR/Vancouver, WA
Eastern & Central WA
(971) 480-7502
hvineyard@nwbusiness.org

Elizabeth Rusnak

Elizabeth Rusnak

Senior Vice President / Senior Loan Officer

Western Washington
(206) 930-9173
erusnak@nwbusiness.org

Cathleen Rouillard

Cathleen Rouillard

Vice President / Senior Loan Officer

Southwest Central Washington
(425) 505-3263
crouillard@nwbusiness.org

Evan Heriot

Evan Heriot

Vice President / Senior Loan Officer

All of Oregon
(541) 228-5015
eheriot@nwbusiness.org

Gavin Mobraten

Gavin Mobraten

Vice President / Senior Loan Officer

All of Idaho
(208) 821-2775
gmobraten@nwbusiness.org

Tracy Bridgens

Tracy Bridgens

Sr. Vice President / Chief Operating Officer

Caitlin Hetrick

Caitlin Hetrick

Administrative Specialist

Sage Baker

Sage Baker

Executive Assistant

Jesse Smit

Jesse Smit

Vice President / Chief Credit Officer

Erica Pitner

Erica Pitner

Credit Analyst

Allison Harvey

Allison Harvey

Jr. Credit Analyst

Colleen Ruggles

Colleen Ruggles

Senior Vice President / Closing Manager

Misty Hoxie

Misty Hoxie

Loan Closing Specialist

Renea Taylor

Renea Taylor

Closing Department Assistant

Angela Tompkins

Angela Tompkins

Vice President / Loan Portfolio Manger

Lenora Whitmore

Lenora Whitmore

Loan Servicing Specialist

Cindy Mair

Cindy Mair

Loan Servicing Specialist

David Folsom

David Folsom

Loan Servicing Specialist - Insurance

Shannon McManus

Shannon McManus

Portfolio Analyst

David Bixby - NWBDA - Loan Servicing Specialist

In loving memory of David Bixby.
1951-2022

Dave will be greatly missed by all who knew him. He touched many lives and the memories he left us with will be cherished forever. 

Read David’s Obituary: https://www.legacy.com/us/obituaries/spokesman/name/david-bixby-obituary