Learn about SBA COVID-19 Relief Programs. Learn More NWBDA’s list of pandemic-related information, 504 deferments, and resources for small businesses. See List Calculate Your Small Business Loan Costs Payment Calculator Project Costs Land/Building: Improvements: Equipment: Loan Costs: Total Project Cost: Loan Structure First Mortgage @ 50%: SBA 504 Loan: (Decrease by 5% for start-up or special purpose) Borrower's Injection: 10% (Increase by 5% for start-up or special purpose) Pricing The Debenture Net Debenture From Above SBA Fee @ % Funding Fee @ .25% Processing Fee @ 1.5% Attorney's Fees $2,500.00 Misc Loan Fees $500.00 Underwriter Fee Subtotal Of Fees Gross Debenture Rounded To Back To Borrower Estimated Loan Payment Amortization Interest Bank SBA Term 10 Years 20 Years 25 Years Annual Monthly Bank SBA Total This is an example of an SBA 504 project. Fees and debentures may vary depending on loan size, maximum debenture limits, and fee percentages as approved by SBA. Actual fees will be set forth upon loan approval by SBA in the SBA Authorization and Loan Agreement. This does not constitute any approval or commitments on behalf of NWBDA or the SBA. NWBDA will collect a 1% commitment fee from borrower at the time of application which will be reimbursed to borrower at closing of debenture. This fee will be fully refunded if the SBA declines the loan.