SBA 504 Loan Rates
Effective November SBA Loan Rates
**For New Loans Approved After October 1, 2023
7.01%
25-Year Rate
7.02%
20-Year Rate
7.20%
10-Year Rate
Effective November SBA Loan Rates
For New Loans Approved Before October 1, 2023
7.11%
25-Year Rate
7.12%
20-Year Rate
7.33%
*10-Year Rate
**Based on the lower annual service fee.
Effective November Refinance SBA Loan Rates
**For New Loans Approved After October 1, 2023
7.04%
25-Year Refinance Rate
7.05%
20-Year Refinance Rate
7.20%
*10-Year Refinance Rate
Effective November Refinance SBA Loan Rates
For New Loans Approved Before October 1, 2023
7.13%
25-Year Refinance Rate
7.14%
20-Year Refinance Rate
7.35%
*10-Year Refinance Rate
*Based on the lower annual service fee.
Historical Debenture SBA Loan Rates