2025 Government Shutdown Update

November 13, 2025 – 

2025 Government Shutdown is Over! The House passed a continuing resolution (CR) funding the government, and it has now been signed by the President.

This CR includes SBA funding through January 30, 2026.  

SBA is now open and operational for application submissions. Loans will be reviewed in the order they are received. NWBDA has already begun submitting loan packages that were pending the SBA’s reopening.
 

SBA Servicing remains open, and SBA plans to decision 327 loan modifications as they were/are received. NWBDA will be closely monitoring all loan modifications to ensure nothing gets missed.

SBA may release additional guidance. NWBDA will keep you informed of any pertinent information from SBA.

For questions about your loan or SBA programs, our team is ready to help.

– Your NWBDA Lending Team

November 12, 2025 – 

Congress is poised to end the government shutdown this week. Earlier this week, the Senate passed a continuing resolution (CR) to reopen the government and the bill now heads to the House where the earliest vote on the CR would be Wednesday, November 12. If the House passes the CR, it will immediately head to the President’s desk for signature and the government will reopen.

Included in the CR is funding for the government, including SBA, through January 30, 2026.

With this potential reopening, the NWBDA team is ready to start submitting SBA 504 loan packages immediately.

Thank you for your continued partnership. We look forward to working together again to expand opportunities for small businesses and impact our communities.

For questions about your loan or SBA programs, our team is ready to help.


– Your NWBDA Lending Team

October 15, 2025 – 

As your lending partner, NWBDA is closely monitoring the federal government shutdown. Here’s what you can expect:

New 504 Loans: We’ll continue processing applications and prepare them for submission. The SBA is not accepting new 504 applications during the shutdown, but we’ll submit them as soon as the government reopens.

SBA Operations:

  • There is limited SBA staff and critical functions only.

  • There will be no new loan approvals or amendments during the shutdown.

  • 504 loans already cleared to fund in October and November funding that do not require amendments will still fund.

Even during the shutdown, NWBDA remains fully operational. We’ll keep your loans moving forward and resume all SBA submissions once normal operations return.

For questions about your loan or SBA programs, our team is ready to help.

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